Buying a Home?

If you’re looking to buy your first home, thinking of moving to a bigger house, a new neighborhood, anywhere in California, McAdams Financial is here to make it happen for you.Whatever your needs are we can provide you with accurate, helpful information regarding your home purchase.

“Which type of home mortgage loan is best for me?”

This is a great question, and the answer can vary greatly depending on several factors. Ultimately, you will have to call to speak with one of our mortgage professionals to find the best answer for your particular situation. Current and projected future income, down payment, the expected term of your mortgage, and how long you plan to be in the home you are buying, to name a few. The answer to this question really depends on your particular situation, so we encourage you to schedule an appointment with one of our Mortgage Specialists to craft the best solution for your upcoming home purchase.

McAdams Pre-Approval Advantage

Get pre-approved by McAdams Financial. This means you get an approval for a mortgage loan before you make an offer on a home or even find a home you want. This means you'll have the benefit of knowing how much home you can afford. In fact, many real estate agents will ask you to get pre-approved before you begin house hunting so they can show you homes that suit your budget.

Pre-approval also gives you an advantage over other buyers when you make an offer on the home of your dreams, because a pre-approval letter proves to the seller and real estate agent that you're financially ready to buy the home. And that can help make your offer attractive.

For more information, contact us to get started now— once pre-approved, we will send you a pre-approval letter immediately.